Saturday, January 1, 2011
House Account Monthly is a Meme for Prudent Homemakers, which I host on the first of each month. Find out more about it and then come back to read my check-in.
For the first week, I recorded all expenses. Then the receipts piled up. But It didn't take me long to go through all of it. Despite an abundance of receipts, I didn't spent very much money at all. I was surprised!
One change I want to make is to try to shop on only one day each week. I normally do my shopping on Friday. But often go to the store for forgotten or needed items on a daily basis.
Yesterday, John (13) and I realized we were out of something. Instead of saying, "Oh, we will get that tomorrow!" I have learned to say, "We will wait until next Friday when we go back to the store again."
There is nothing wrong with going without and suffering little inconveniences. I was thinking about my late Mother-in-law. I learned so much from observing her way of homemaking. She did not go out much. Her husband did the grocery shopping in their later years. So if she ran out of paper towels or some other item, she would write it on a note and leave it on the fridge. As the days went on, she would add to that list. On the regular shopping day, my father-in-law would buy what she needed. To me, this is significant. This is my goal for January 2011 and beyond.
I have also started a little savings plan. I will put aside a small amount each week. It will be a very small amount and I will be consistent about it. At the very least, it will be $1. By the end of the year, I will have quite a sum of $52! I am sure I can save more than that, but this is my minimum goal for this year. I am quite sure I will not miss $1 a week!
- How About You?
Are you keeping track of your finances in an old fashioned ledger book? I'd love to see how you did last month. Please share your thoughts, or a link to your blog post, in the comments section.
Read my complete History of House Account Monthly.
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