An Old Fashioned Budget

Cover of Mrs. White's book.

~ Our newest book, brought to you by "The Legacy of Home Press." ~



Here is a description from the back cover:

---------------------------------
   It is easier to earn money than it is to save it.  We really need to remember what it was like generations ago when saving money was a common way of life.   In this book I will share many ideas and a history of old time thrift.

I will explain how to start a financial journal (or money diary) as a bookkeeping tool to carefully monitor the household spending.  I will describe, in detail, how to set up an old fashioned, modest budget without using modern categories of spending that were unheard of by humble families in previous generations.

   You will be intrigued to read how a wife can carefully manage bookkeeping for the home in a family of limited means.

There are many modern budgets for the middle and upper classes.  Here you will find financial help for those living simply on a small income.
 ---------------------------------

Details:

 Every business has its own bookkeeper.  In like manner, every home ought to have a designated person to manage the household income. This slim volume is intended to inspire you to want to do your own bookkeeping for the home.

The chapters include:

1. Introduction  (Why we need a budget and bookkeeping method for families living on a small income.)

2. The Chosen (Will it be the husband or the wife who will keep the books?)

3. A Simple Budget  (An old fashioned, thrifty budget without modern categories of spending.)

4. We'll Get By  (Ideas and explanation for managing on a small income.)

5.  Yankee Thrift  (Old time thinking about saving money and practical living.)

6. Bookkeeping for the Home  (Fictitious Families are introduced to describe how this works.)

7. Money Diary  (Several Questions are answered to describe how to keep track of spending.)

8. The Writing Desk  (Inspired by the photograph on the front cover of the book - gives old time ideas of managing the house accounts, with practical suggestions.  - The picture was taken a few months ago by Mrs. White. It is the writing desk in the sitting room of Mrs. Robert Lincoln at her historic summer mansion in Vermont.)

9. The Old Fashioned Budget  (Detailed explanation of how to do this, along with an example from our fictitious family. Includes practical ways of really saving money.)

10.  A Trusted and Diligent Bookkeeper  (Full of helpful ideas on saving money and living on a small income. This can be accomplished with a trusted wife as she diligently manages the finances.)

The Appendix includes photographs of a handwritten budget and a sample spending diary.

I explain exactly what tools I use to do my bookkeeping (in a simple, old fashioned way).  I have been using this method for more than 30 years as a housewife. Like all families, we have had our share of mistakes. But the principles contained in this book have helped our family get through the good times and the bad.


This slim, 77 page, paperback book is available for sale through Amazon:

An Old Fashioned Budget: Humble Financial Management for the Christian Housewife.












Any help in spreading the word would be very much appreciated.  Also, if you are able to write a review on Amazon, it would be so helpful! Thank you so much!

 Blessings,

 Mrs. White

From the Archives -

Gratefully Living on a Small Income - Standard of Living.

The Reality - Retirement Planning for the Poor.

Old Time Wisdom from Colonial Days - To Earn and Not to Spend.