Sunday, June 29, 2025

Saving Money at Home

Family working together at home, New York, 1908, LOC.


We were sitting at the kitchen table on a recent afternoon. My granddaughter suddenly jumped up and ran to the front window. We quickly followed her. "I heard a horse," she told us. There was a clomping sound of horses as we looked to see an Amish family riding down the road.  It reminded me of the old days before there were any cars in use. Since that day I have seen them go by a few more times.  We have been told that a new Amish family has moved into our town. I am thankful to have them as neighbors.  I am inspired by the beauty of their plain method of living.  Their skilled way of an old-fashioned life reminds us to live simply with a careful use of finances.

I am always trying to save money, here at home. I work on keeping the expenses low to avoid excessive pressure and burdens on our simple way of life.  I am looking at the year ahead, rather than just the coming week. I know it will take a great deal of effort and time to save for the annual car insurance (in the spring) and the fall expenses of homeowner insurance and property taxes. I must diligently save for these and many other common and expected bills.  I also have to quietly save for medical trips for our patient. These may come at uncommon times as well as scheduled ones.  We are getting ready for one of these trips which will happen in just a few days. I must always be about the business of saving.

I had some notepaper on my desk.  When I think of something I need, I will write myself a note or a list.  I always wait until the next time I have to go out on errands or to the store before buying anything. I often add a few grocery items like milk or butter to this list. There were a couple of non-food items I needed for the coming week. Each day I would look at the list and think, "how in the world can I manage to spare the money for these things?"  One morning I came up with a way to get by without them. I was so relieved!  This is why it is so important to wait before we buy.  We often need time to pray and think. Sometimes we may be able to get creative and manage without using money, which is so scarce these days.

The immigrants before us, here in America, had a great deal of work to simply get through each day. They worked hard and had to budget and plan and be very cautious with every penny that came in.   This type of thinking seems foreign in our modern culture. But saving money at home, praying for our needs, and being careful with what we are given will bring a sense of contentment and trust in our Heavenly Father who dearly loves us. 

Blessings
Mrs. White

From the Archives -

Old Time Manners - Waiting for the Door to Be Opened.  

Finding Genuine Happiness at Home - Peace be Upon This House.  

Overcoming Worries and Troubles - Reviving the Prayer Journal.


- To find out more about this blog, or Mrs. White, please visit our About page. -


 Help for hard times at home - 

House Keeping in Hard Times: Essays and Encouragement from a Christian Housewife

 Paperback, 180 pages


 As you read the entries, you will get a sense of what it is like as a Christian housewife through the ups and downs of life.  Topics include motherhood, marriage, taking care of children, cleaning, living on a low income, saving money, and building up the family with faith as the foundation.

5 comments:

obscure said...

many immigrants today still have to do this

Mrs. K Hagema said...

Isn’t it true about that list?! I’ll glance over at mine as it’s getting longer, which makes me feel anxious that we are running out of everything:). But one look at my freezer and pantry says that’s not so! The Lord put it on my heart to turn it over on the counter with the cover closed, lol, since it was upsetting me. Now, I don’t forget to use it, but I’m not constantly looking at it. Just add the item and get on with my day:). Amen to that!

Martha Jane Orlando said...

Saving for those rainy days is an adage we should all take to heart. Yes, before making any purchase, we should pray about it first. Thanks so much for your encouragement here, Mrs. White. Blessings!

Wanda said...

I'm a list maker. I like paper and pencil, not high tect. I keep a running list of needs on a notepad in the kitchen. Then if I have to be out (pick up Rx, etc) I can pick up a few of the items and cross them off. Saving money is so necessary, and you have to be dilligent...money likes to take wings and fly away!!

Amelia said...

I like lists too, handwritten ones. I keep a spiral not notebook on the coffee table so in the evenings I can jot things down, things to do, things to buy. I also keep a little inexpensive wipe board on the side of our fridge, I depend on it so much! When I'm in the kitchen I can quickly jot things down that I see I'm running low on. I can write a scripture down, a podcast down...Even a sodium count on my homemade soups.

Yes, we still count our pennies. Our grandparents were Italian immigrants, oh yes, we save those pennies. My grandma used to tell me the story of waiting on the hen to lay an egg to make my mother an egg sandwich for school that morning. I always think of the old movie, 'I Remember Mama' as they sit around the table and Mama says...We don't have to go to da bank. : )

We have rental properties now as is the Italian custom, whenever we would get extra we would buy a little fixer upper little house. But we have noticed so many renters are wasteful, we end up picking up their things they leave behind and use the things, they are in very good condition and not cheap. I think it's so sad in our culture, we have two income families that many consider the norm when I know as a stay at home mom and wife we scrimped and saved and did not waste. We see the two income families (many times) so wasteful and renting....My husband reminds me of this many times.

I hope all is well, thinking of you, ~Amelia