Friday, March 15, 2024

Getting By without Debt

LOC: Sitting by the fireplace around 1925.


I was out in the rain doing errands. There was a chill and a weariness about me that made me long for home.  I looked forward to a cozy fire in the pellet stove and a comfortable room where I could rest.  But when I walked into the house, I found a cold and empty parlour.  It was soon explained to me that the wood pellet stove was broken.

I put on a thick house robe and made some tea.  There was nothing I could do about the broken stove.  I had to find another way to get warmed and rested. We pulled out a little space heater and set it up in the parlour.  It was nice to sit right next to it and get a bit of warmth and heat. 

In these modern days of central heat and efficient homes it is hard to imagine being cold. It used to be that people would gather around the fireplace where they could get warm.  There were times when there was a rocking chair by the kitchen stove. This was where the family spent their time staying cozy until bedtime. Then they would hurry upstairs to get under a pile of warm quilts.  Being cold was just the way it was. But those wood stoves were so comforting and helped keep out the chill.

Here in Northern Vermont, our winters are long and cold.  It is common for us to need the wood pellet stove into the month of May.  As spring comes along, it is needed less often, but always for a little while each day to keep the chilly air out of our house.  

Whenever there is a sudden expense we are facing, we have to stop and consider.  We cannot just spend money or place an order for these necessary things in life. Nobody is made of money. We have to get by and make do so that we have time to save up for the expense. We need to find a way to hang on and just do the best we can until money is available.

After careful investigation of our pellet stove, my husband has found the need for a replacement part.  He has been maintaining and repairing these types of stoves for us over the years.  The part he needs will cost a few hundred dollars.  It would be normal these days for people to get out a credit card and go into debt to get such a necessary part. But we cannot live on borrowed money. We only have the means to live within a careful budget. There are always going to be extra financial needs that come up. We can only handle a certain amount each month.  We cannot live in a way that is beyond our means. This would be dangerous and could leave one in dire circumstances.  Living within one's budget means we have to learn how to make do and to get by. This is common, old time living.

Brighter days will come.  There will not always be hardships. But when we have to endure some hard days because of our financial circumstances, we will come out of this with a feeling of peace and rest knowing it is the Lord who takes care of His children. He will always provide in His perfect timing. We will simply get by and make do, waiting for the storm clouds to clear. 

Blessings

Mrs. White

* Notice: For those who are interested in helping us with the expense of our ongoing medical trips, a page has been set up with all the details:

https://thelegacyofhome.blogspot.com/p/help-with-our-medical-trips.html

We are grateful for your kindness!

 

From the Archives -

Remembering my Childhood - When Television was Special

Some Encouragement - Why The High Cost of Food?

The Way it Was in the Old Days - Retirement Planning for the Poor

 

- To find out more about this blog, or Mrs. White, please visit our About page. -


For a Peaceful, Old Fashioned Bible Time:

  

A 90 - Day devotional study by Mrs. White, featuring the writings of Mrs. Elizabeth Prentiss from the 1800's.

The Prentiss Study Deluxe Edition

paperback, 105 pages, 6 x 9.

ISBN: 978-1956616040



 

 

5 comments:

Martha Jane Orlando said...

I hope and pray that you can resolve the issues with your pellet stove sooner than later, Mrs. White, and without a great cost. You certainly model what being frugal is all about!

Mrs. Laura Lane said...

Dear Mrs. White,
We live in southern Missouri. While not as cold as Vermont, it still gets quite cold here. A furnace or woodstove is necessary. Well, this year, we didn't have that luxury. Our furnace broke at the end of last winter, and we were unable to get it fixed. God was good to us. The insulation that we were blessed with last summer helped keep us warm without the furnace.
We used space heaters, more clothes, baked and sometimes just sat in blankets next to the heaters. I'm so glad we had more than one.
Somehow, God took care of us, even during the sub zero temperatures and wind chills. You do what you have to do, but I must admit, I do hope to get it fixed for next winter.

I do hope you'll be able to get yours fixed, too.
Laura of Harvest Lane Cottage

Amelia said...

Oh Mrs. White, I will sure be praying, that must have been a huge disappointment but like you write...What can you do? I wonder if Amazon has the part in a used box or something? My husband finds so many things for far, far less in the 'damaged' or 'used' warehouse section in Amazon. He just saved a lot of money by finding a part for our car for the trunk not staying closed.

God bless you Mrs. White, I'll remember this need in my prayers. Just brought your little 'Living on His Income' book to the doctor's today for my husband's follow up visit after surgery. Be encouraged. : ) Love, ~Amelia

Jenny of Elefantz said...

You and your family are in my prayers, Mrs White. This reminded me of something you wrote about your mother-in-law in the book "For the Love of Christian Homemaking" -
"Money was not an issue for her. If she had none, she went without. She did not complain or scheme to find a way to get some. She was content with whatever was provided for her."
Those words have stuck with me, and also with my daughter (a mother of three) when I shared it with her. Both she and I are having to manage the family finances with great discernment these days and those few words describing the attitude of your mother in law has been like a anchor...thank you.
Bless you so much,
Jennifer

The Charm of Home said...

How true about the Lord providing. It will always work out. Blessings!